Fix & flip loans built for fast-moving deals.
Finance the acquisition and renovation of non-owner-occupied residential investment properties across Florida with a lender that understands timelines, construction budgets and exit strategies.
Asset-focused underwriting with a practical view of the project.
The property
Purchase price, current condition, renovation scope, comparable sales and the projected after-repair value.
The plan
A realistic budget, contractor strategy, permits where required and a clear schedule from acquisition to completion.
The exit
A credible sale or refinance strategy supported by the market, the completed property and the borrower’s execution plan.
Capital for the full investment cycle.
Fix-and-flip financing may be used to acquire a property, complete value-add renovations and carry the project through resale or refinance.
- Single-family investment properties
- Townhomes, condominiums and small residential assets
- Purchase and renovation financing
- Short-term bridge needs during repositioning
- Experienced investors and well-structured first-time projects
Loan amount, leverage, pricing, draws and term are determined after underwriting. Not every property or project will qualify.
Move from opportunity to closing without bank-style delays.
Share the deal
Send the address, purchase contract, renovation budget, experience and target closing date.
Review terms
Our team evaluates the asset and structure, then outlines available terms and required documentation.
Close and renovate
Coordinate with title and move into the construction-draw process once the transaction is approved.
Fix & flip loan questions.
Are these loans for owner-occupied homes?
No. The programs described here are intended for business-purpose financing secured by non-owner-occupied investment property.
Can renovation costs be included?
Depending on the transaction, approved renovation funds may be incorporated into the loan and released through a draw process.
How quickly can a loan close?
Timing depends on the property, title, valuation and completeness of the file. Call us with your closing date so the team can assess feasibility.
All loans are subject to underwriting, appraisal or valuation, title review, legal documentation and final approval. Rates, terms and program availability may change without notice.